Location — Work from home
Job Responsibilities — From Sun West:
- Review and evaluate information on mortgage loan documentation to determine if borrower and/or property meet loan standards.
- Complete a thorough analysis of loan files to determine compliance with company and government guidelines and standards.
- Evaluate the entire credit package and collateral for residential mortgage loans and ensure quality loan product.
- Meet or exceed established production goals.
- Communicate decision (approval, suspense, denial) on loans to appropriate parties.
- VA / LAPP REQUIRED
- MUST HAVE DE (CHUMS I.D).
- Be up-to-date with all relevant mortgagee letters, specifically ones released since 01/2008.
- Be actively underwriting FHA loans for the past 24 months.
- A minimum of 3 Yrs. experience in FHA and Conventional Underwriting.
- Knowledge of Investor Guidelines, Product Delivery, and AUS engines is required.
- Experienced with DU and LP preferred.
- Excellent verbal and written communication skills are necessary.
- Customer service and detail-oriented, responsible and accurate.
- Calculate income accurately (per FHA / VA / Agency Guidelines), including but not limited to reviewing Tax Returns and any accompanying Tax Schedules.
- Verify assets required to close the loan, including but not limited to trailing funds, gift-funds, etc.
- Calculate the loan amount accurately in case of Rate and Term Refinance, Streamline Refinance, etc.
- Read and interpret the HUD 1 and can spot deficiencies, if any.
- Be aware of the following laws/regulations and know how to apply the same:Mortgage Disclosure Improvement Act (MDIA).
- RESPA Reforms – Appraisal Independence and HVCC.
- Have good/excellent Computer skills including but not limited to Web Browser, E-mail, Adobe Acrobat ® (Create PDF / Split PDF, etc.), Microsoft Office, and Google Apps.
- Have a good/excellent Typing skill/speed.
- Able to meet company set production volumes.
- Able to work additional hours as required
Schedule — Full time with possible overtime.
Employee or Contract — Employee
Compensation — Not advertised. Click here for Sun West salary reviews on Glassdoor.
Benefits — Medical, dental, 401k and other benefits offered.
More Information — Review and apply with Sun West.